Pag-IBIG Home Buyer's Guide

To help you understand what you need to prepare, we provide a complete and easy-to-follow list of Pag-IBIG housing loan requirements tailored to your situation. Whether you are a Filipino working abroad (OFW), a single applicant, or a married couple applying together, you will receive a clear checklist of the documents and eligibility requirements needed to process your loan smoothly and efficiently. This makes it easier for you to prepare with confidence and move one step closer to owning your home through Pag-IBIG financing.

Whether you are purchasing a home on your own or with a co-borrower, you may qualify for a PAG-IBIG Housing Loan if you belong to any of the following categories:

• Single Applicants - Individuals with sufficient income and active PAG-IBIG membership who meet the loan requirements.
• Married Couples - Spouses may apply jointly, allowing their combined income to be considered during loan evaluation.
• Joint Borrowers / Partnerships - Qualified family members within the degree of consanguinity allowed by PAG-IBIG may combine their income to increase their loan eligibility, subject to PAG-IBIG Fund guidelines.
• Locally Employed Individuals - Employees working in private companies or government agencies with regular income and active PAG-IBIG contributions.
• OFWs and Seafarers - Filipinos working abroad with proof of employment and a stable source of income.
• Self-Employed Individuals and Freelancers - Business owners, virtual assistants, online sellers, freelancers, and licensed professionals with verifiable income documents.

Not a member yet?
To easily qualify, you can apply for Pag-IBIG membership today and pay the lump sum amount of the required 24 monthy Pag-IBIG contributions.

Want to learn more about your future home? Schedule a FREE site visit and explore the property in person, or book an online Zoom meeting if you're overseas or located far from the project site. Our property specialists will guide you through the available units, pricing, Pag-IBIG financing options, requirements, and the complete homebuying process. We're here to answer your questions and help you find the perfect home, wherever you are.

Experience your future home first hand through a free site visit. Our team can arrange a scheduled property tour with transportation provided by the developer, allowing you to explore the community, available units, amenities, and surrounding areas at your convenience. During your visit, our property specialists will walk you through unit options, pricing, Pag-IBIG financing, documentary requirements, and the complete homebuying process, ensuring you have all the information you need to make a confident decision.

Can't visit in person? Book a personalized Zoom consultation instead. This option is ideal for buyers who are based overseas, living in other provinces, or simply have limited time to travel. Through a virtual meeting, our property specialists can provide a comprehensive presentation of the project, discuss available units and pricing, explain financing options and requirements, and answer all your questions in real time. No matter where you are, we're here to help you find the perfect home with ease and convenience.

Select a property and location that matches your budget, lifestyle, and long-term goal to secure your preferred home by completing the reservation process.

To reserve your chosen property, simply prepare and submit the following documents:

• One (1) valid government-issued ID.
• Copy of your Certificate of Employment (COE) (if applicable).
• Copy of your latest Payslip.

For your reservation payment, you can pay over the counter, through online banking, or via GCash. Once your payment has been received and verified, we will issue an official receipt as proof of your transaction, providing added security and transparency.

After reserving your home, you can closely monitor its construction progress as it takes shape. One of the benefits of purchasing a pre-selling property is having the opportunity to visit the site, inspect the workmanship, and check for any concerns that may need to be addressed during construction. This allows you to stay informed and gives you added confidence that your future home is being built according to the agreed specifications and quality standards.

While you're completing your down payment through flexible payment terms, the construction of your home continues to move forward, bringing you one step closer to moving in. For your convenience, down payment transactions can be made over the counter, through online payment channels, or via post-dated checks. Our team will guide and assist you every step of the way to ensure a smooth, convenient, and worry-free homebuying experience.

Pag-IBIG Housing Loan Required Documents

Once your Pag-IBIG Housing Loan is approved in 3 to 4 months, you can move in to your new home! CONGRATULATIONS!!!

FRED DAVID
Field Assistance and
Documentation Support
 

ZAYIN CUETO
Real Estate Broker
PRC License No. 0037134
 

POLA CUETO
Real Estate Broker
PRC License No. 0036009
DHSUD No. NCR-B-10276

ENGR. JOSHUA FETIL
Home Improvement
Consultant
 

For inquiries, sample computation and free house viewings, you can contact us at the following Tel. Nos.:

• +63 917 133-4488 (Viber/WhatsApp/iMessage)
• +63 917 101-1213 (Viber/WhatsApp/iMessage)