Pag-IBIG Requirements for Pilot
List of Documents to be Submitted
During Reservation:
- Signed Reservation and Purchase Agreement Form (REPAF)
- Signed Computation Sheet
- One (1) valid ID
After Reservation:
- 6 specimen signatures of Buyer/Spouse/Co-Borrower
- 2 latest government-issued valid IDs of Buyer
- 2 latest government-issued valid IDs of Spouse (if applicable)
- 2 latest government-issued valid IDs of Co-Borrower (if applicable)
- 2 latest government-issued valid IDs of Co-Borrower’s Spouse (if applicable)
- Copy of Birth Certificate and CENOMAR (if single)
- Copy of Marriage Contract (if married)
- Copy of Death Certificate (if widow/widower)
- Copy of Buyer’s Proof of Billing or Barangay Clearance or Certificate from Homeowner with valid ID
- ORUS/1904 of Buyer
- ORUS/1904 of Spouse (if applicable)
- ORUS/1904 of Co-Borrower (if applicable)
- ORUS/1904 of Co-Borrower’s Spouse (if applicable)
- 1905 (if applicable)
- Latest 4 pcs 1x1 pictures
- Latest 3 months payslip
- Latest Income Tax Return (BIR Form 2316)
- Copy of Loyalty Card
If Bank Financing:
1.Original copy of COEC
2.Latest 3 months payslip
3.Latest Income Tax Return (BIR Form 2316)
Other Documents:
1.Post-Dated Checks for Downpayment
2.Post-Dated Checks for Monthly Amortization
3.Post-Dated Checks for MRI/Fire Insurance
4.Guaranteed Check (if applicable)
Application Categories
Whether you are purchasing a home on your own or with a co-borrower, you may qualify for a PAG-IBIG Housing Loan if you belong to any of the following categories:
- Single Applicants - Individuals with sufficient income and active PAG-IBIG membership who meet the loan requirements.
- Married Couples - Spouses may apply jointly, allowing their combined income to be considered during loan evaluation.
- Joint Borrowers / Partnerships - Qualified family members within the degree of consanguinity allowed by PAG-IBIG may combine their income to increase their loan eligibility, subject to PAG-IBIG Fund guidelines.
- Locally Employed Individuals - Employees working in private companies or government agencies with regular income and active PAG-IBIG contributions.
- OFWs and Seafarers - Filipinos working abroad with proof of employment and a stable source of income.
- Self-Employed Individuals and Freelancers - Business owners, virtual assistants, online sellers, freelancers, and licensed professionals with verifiable income documents.
General Eligibility Requirements:
- Active PAG-IBIG Membership. - At least 24 monthly Pag-IBIG contributions. - No defaulted PAG-IBIG housing, multi-purpose, or calamity loans. - Not more than 65 years old at the time of loan maturity.
Not a member yet?
To easily qualify, you can apply for Pag-IBIG membership today and pay the lump sum amount of the required 24 monthy Pag-IBIG contributions.
