Pag-IBIG Requirements for Seafarer

List of Documents to be Submitted

Seafarer

During Reservation: - Signed Reservation and Purchase Agreement Form (REPAF) - Signed Computation Sheet - One (1) valid ID After Reservation: - 6 specimen signatures of Buyer/Spouse/Co-Borrower - 2 latest government-issued valid IDs of Buyer - 2 latest government-issued valid IDs of Spouse (if applicable) - 2 latest government-issued valid IDs of Co-Borrower (if applicable) - 2 latest government-issued valid IDs of Co-Borrower’s Spouse (if applicable) - Copy of Birth Certificate and CENOMAR (if single) - Copy of Marriage Contract (if married) - Copy of Death Certificate (if widow/widower) - Copy of Buyer’s Proof of Billing or Barangay Clearance or Certificate from Homeowner with valid ID - ORUS/1904 of Buyer - ORUS/1904 of Spouse (if applicable) - ORUS/1904 of Co-Borrower (if applicable) - ORUS/1904 of Co-Borrower’s Spouse (if applicable) - 1905 (if applicable) - Consularized/Apostille SPA for Bank or HDMF - 2 latest government-issued valid IDs of Attorney-in-Fact - Latest 4 pcs 1x1 pictures of Buyer (for HDMF) - Latest 4 pcs 1x1 pictures of Attorney-in-Fact (for HDMF) - Latest Job Contract (English translated) - Latest 3 months proof of remittances - Latest Exit and Entry Stamp on Passport - Seaman’s Book/ Service Record - Copy of latest passport with signature - POEA Information Sheet (for HDMF) - Latest Copy of Medical Certificate (if buyer is 60 years old and above or loan value is ₱2M and above) Other Documents: - Post-Dated Checks for Down payment - Post-Dated Checks for Monthly Amortization - Post-Dated Checks for MRI/Fire Insurance - Guaranteed Check (if applicable)

Application Categories


Whether you are purchasing a home on your own or with a co-borrower, you may qualify for a PAG-IBIG Housing Loan if you belong to any of the following categories:

  • Single Applicants - Individuals with sufficient income and active PAG-IBIG membership who meet the loan requirements.
  • Married Couples - Spouses may apply jointly, allowing their combined income to be considered during loan evaluation.
  • Joint Borrowers / Partnerships - Qualified family members within the degree of consanguinity allowed by PAG-IBIG may combine their income to increase their loan eligibility, subject to PAG-IBIG Fund guidelines.
  • Locally Employed Individuals - Employees working in private companies or government agencies with regular income and active PAG-IBIG contributions.
  • OFWs and Seafarers - Filipinos working abroad with proof of employment and a stable source of income.
  • Self-Employed Individuals and Freelancers - Business owners, virtual assistants, online sellers, freelancers, and licensed professionals with verifiable income documents.

General Eligibility Requirements:


- Active PAG-IBIG Membership.
- At least 24 monthly Pag-IBIG contributions.
- No defaulted PAG-IBIG housing, multi-purpose, or calamity loans.
- Not more than 65 years old at the time of loan maturity.

Not a member yet?


To easily qualify, you can apply for Pag-IBIG membership today and pay the lump sum amount of the required 24 monthy Pag-IBIG contributions.

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